Question 1

Must industrial accidents be treated at industrial-designated hospitals?

Accepted Answer

Yes, treatment at industrial-designated medical facilities is required for insurance coverage.

Question 2

Is treatment received before industrial accident approval also covered?

Accepted Answer

Yes, eligible costs can be reimbursed retroactively after approval.

Question 3

If a car accident occurs during business travel or commute, do both industrial and auto insurance apply?

Accepted Answer

Yes, you can choose which insurance to apply — typically industrial offers better coverage.

Question 4

What if industrial approval period is ending but treatment is still needed?

Accepted Answer

Apply for treatment extension with medical documentation supporting need.

Question 5

Is there any out-of-pocket cost for industrial accident treatment?

Accepted Answer

No, industrial insurance fully covers all approved treatments.

Cost & Insurance