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Cost & Insurance

Once a bodily-injury claim is filed, accident-related treatment costs are in principle covered by auto insurance. Depending on the fault ratio, however, some out-of-pocket cost can arise, and the covered scope and period are defined, so we cannot promise there will be none at all. Please keep receipts for treatment received before the claim is filed.

Hyo-seop Kim
Expert VerifiedHyo-seop KimChief Director
Cost & Insurance

Q. Is traffic accident treatment really free?

A.

Yes, the at-fault party's auto insurance covers all necessary medical care.

📝 Detailed Answer

Traffic accident treatment cost: ① at-fault party's mandatory liability insurance covers all reasonable medical care, ② NO out-of-pocket cost for victims (Korean medicine, Western medicine, hospitalization), ③ covers acupuncture, herbal medicine, Chuna, physical therapy, examinations, ④ extends until medical treatment necessary, ⑤ even minor accident victims qualify. Bring police report or accident report on first visit. Insurance company directly pays clinic. Don't hesitate to seek treatment for legitimate symptoms.
Hyo-seop Kim

Expert Verified

Hyo-seop Kim

Chief Director

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